:root{--navy:#0b1f3a;--navy2:#17385f;--gold:#d9a441;--cream:#f8f5ed;--white:#fff;--text:#243447;--muted:#5f6f7f;--green:#3c9b61;--blue:#eef5fb;--border:#dce4eb;--shadow:0 14px 40px rgba(11,31,58,.10);--r:18px;--max:1180px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:"DM Sans",Arial,sans-serif;color:var(--text);font-size:17px;line-height:1.7;background:#fff}a{color:inherit;text-decoration:none}h1,h2,h3{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.2}h1{font-size:clamp(2.5rem,5vw,4.3rem)}h2{font-size:clamp(2rem,4vw,3rem)}h3{font-size:1.35rem}p{color:var(--muted)}.container{width:min(calc(100% - 40px),var(--max));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);backdrop-filter:blur(10px)}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:10px}.tree{font-size:40px}.brand strong{font-family:"Playfair Display",Georgia,serif;font-size:1.3rem;color:var(--navy);display:block}.brand small{font-size:.72rem;color:var(--muted);display:block}.navlinks{display:flex;align-items:center;gap:16px}.navlinks a{font-size:.82rem;font-weight:700;color:var(--navy);padding:8px 0}.navlinks a:hover,.navlinks .active{color:var(--green)}.navbtn{background:var(--navy)!important;color:#fff!important;padding:10px 17px!important;border-radius:9px}
.breadcrumb{background:var(--cream);border-bottom:1px solid #ece7da}.crumbs{min-height:48px;display:flex;align-items:center;gap:9px;font-size:.88rem;color:var(--muted);overflow:auto;white-space:nowrap}.crumbs a{font-weight:700;color:var(--navy)}
.hero{padding:72px 0;background:linear-gradient(110deg,#f8f5ed,#edf6fa)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}.eyebrow,.label{display:inline-block;color:var(--green);font-size:.8rem;font-weight:800;letter-spacing:.13em;margin-bottom:13px}.hero h1{margin-bottom:22px}.lead{font-size:1.15rem;max-width:720px;margin-bottom:27px}.buttons{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 21px;border-radius:10px;font-weight:800;transition:.2s}.btn:hover{transform:translateY(-2px);box-shadow:0 7px 20px rgba(11,31,58,.12)}.primary{background:var(--navy);color:#fff}.secondary{background:#fff;color:var(--navy);border:1px solid var(--border)}.illustration{background:#fff;border-radius:28px;padding:15px;box-shadow:var(--shadow);border:1px solid var(--border)}svg{width:100%;height:auto;display:block}
.section{padding:85px 0}.alt{background:#f4f8fb}.cream{background:var(--cream)}.heading{text-align:center;max-width:800px;margin:0 auto 45px}.heading h2{margin-bottom:13px}.heading p{font-size:1.03rem}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:28px;box-shadow:0 5px 18px rgba(11,31,58,.06);transition:.2s}.card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.card h3{font-family:"DM Sans",Arial,sans-serif;font-size:1.18rem;font-weight:800;margin-bottom:9px}.card p{font-size:.95rem;margin-bottom:16px}.card a,.textlink{font-weight:800;color:var(--navy)}.icon{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#eaf1f8;font-size:1.55rem;margin-bottom:18px}
.two{display:grid;grid-template-columns:1.35fr .65fr;gap:50px;align-items:start}.steps{list-style:none;display:grid;gap:20px;margin-top:28px}.steps li{display:grid;grid-template-columns:44px 1fr;gap:14px}.num{width:42px;height:42px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;font-weight:800}.steps h3{font-family:"DM Sans",Arial,sans-serif;font-size:1.08rem;font-weight:800;margin-bottom:3px}.callout{background:linear-gradient(145deg,#f8f5ed,#f0f8f2);border:1px solid #e6dfcc;border-radius:var(--r);padding:30px;position:sticky;top:105px}.callout h3{margin-bottom:10px}.callout p{margin-bottom:15px}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.process .card{text-align:center}.faq{max-width:900px;margin:auto;display:grid;gap:11px}.faq details{border:1px solid var(--border);border-radius:12px;background:#fff;overflow:hidden}.faq summary{cursor:pointer;list-style:none;padding:18px 21px;font-weight:800;color:var(--navy);display:flex;justify-content:space-between;gap:20px}.faq summary::-webkit-details-marker{display:none}.faq details[open] summary{background:#f5f8fa}.faq details p{padding:0 21px 20px}
.cta{background:linear-gradient(110deg,var(--navy),var(--navy2));padding:65px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta h2{color:#fff;margin-bottom:10px}.cta p{color:rgba(255,255,255,.82);max-width:720px}.light{background:#fff;color:var(--navy)}
.footer{background:#07182e;color:#fff}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:50px;padding:55px 0}.footer h3{font-family:"DM Sans",Arial,sans-serif;color:#fff;font-size:1rem;margin-bottom:12px}.footer-brand>a{font-family:"Playfair Display",Georgia,serif;font-size:1.45rem;font-weight:700}.footer p,.footer a{color:rgba(255,255,255,.7);font-size:.9rem}.footer-links{display:flex;flex-direction:column;gap:7px}.bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0}.bottom p{text-align:center;font-size:.82rem}
@media(max-width:1050px){.navlinks{gap:9px}.navlinks a{font-size:.75rem}.grid4{grid-template-columns:repeat(2,1fr)}}@media(max-width:850px){.navlinks{display:none}.hero-grid,.two{grid-template-columns:1fr}.hero{text-align:center}.lead{margin-left:auto;margin-right:auto}.buttons{justify-content:center}.illustration{max-width:650px;margin:auto}.grid3{grid-template-columns:repeat(2,1fr)}.process{grid-template-columns:repeat(2,1fr)}.callout{position:static}.cta-inner{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){body{font-size:16px}.container{width:min(calc(100% - 28px),var(--max))}.brand small{display:none}.tree{font-size:34px}.hero,.section{padding:60px 0}.grid3,.grid4,.process{grid-template-columns:1fr}.buttons .btn{width:100%}.cta{padding:52px 0}.footer-grid{grid-template-columns:1fr}.crumbs{display:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card,.btn{transition:none}}